What should you buy? (Part 4) Yield Vs Growth Vs Both with Darren Venter – BONUS SERIES Ep. 7

In this episode Mike wraps up the four part series on What should you buy?, talking to Darren Venter, Director at The Investor’s Agency, to discuss the merits of yield vs growth and whether investors should target one over the other.

Drawing on years of experience as a Buyer’s Agent in the Sydney market, Darren likens the yield vs growth equation to a Toolbox, where the box is the equity and cash is the key which unlocks it. Mike and Darren explain in simple terms the balance that’s required when weighing up the two drivers.

Giving clear examples and pointing to real world events and changing demographics, Darren talks to the importance of ongoing portfolio assessment and how various scenarios may cause an investor to favour either cashflow or capital growth.

Whether you’re ready to make a move on your next investment or simply wanting to assess your current portfolio, this final episode in the four part series “What should you buy?” is critical listening.

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Mike wraps up the four part series on What should you buy?, talking to Darren Venter, Director at The Investor’s Agency, to discuss the merits of yield vs growth and whether investors should target one over the other. Darren likens the yield vs growth equation to a Toolbox, where the box is the equity and cash is the key which unlocks it. Mike and Darren explain in simple terms the balance that’s required when weighing up the two drivers.

• The toolbox of property investing
• The importance of serviceability
• Cashflow vs equity
• Balancing the portfolio
• Darren’s top tips

“The whole idea of buying a property is to create a portfolio and if you can’t do that correctly, essentially you’re doing that incorrectly by not buying the right assets which aren’t allowing you to grow into the future“  Darren 1:26

“You can retire off cashflow, you can’t retire off equity”  Darren 3:38

“You don’t want to put yourself into the position where you are only accumulating cashflow from a property. You still do need to try and hit that equity belt because equity is essentially the key which allows you to pull cash from a property when it goes up in value “ Darren 8:24

“Every time you do a purchase of a property, you add a new property to your portfolio, you pretty much have to assess your cashflow and your equity position within that property to see where it’s sitting, because you have to balance that on every purchase going forward“  Darren 13:08

Links mentioned

https://gearedforgrowth.com.au/podcasts/episode-111-interview-with-darren-venter/

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